swgohome.com

So I know this is resurrecting an old topic but it's something my family is dealing with right now so I'm going to vent.

I had a close relative suffer a debilitating stroke last October, she was 89, paralyzed and needed round the clock care. As it turned out the health care plan she had was no longer available to her, under the new law she was obligated to go with Medicare. Medicare offered to pay for her to be in a nursing home, she didn't want to be in a nursing home so the family took care of her at home. The Medicare ended up covering just the supplies that would be needed for her care. Sadly she just recently passed away last month, but now we are realizing that because she was with Medicare (Mind you for only 4 months) they are wanting to proceed with "estate recovery" as they call it. From what I'm reading this is one of the stupid "oversights" that need fixing

Yep, ANYONE that takes an exchange offered plan, Medicaid, Medicare plan or uses an ACA supplemental plan will LOSE their estate unless they do a specific type of living trust. When my parents pay off their mortgage they will divide their property up into pieces and put OUR names on it so when they die their property doesn't belong to them so it can't be taken. Only two of their vehicles are worth much now anyways and my dad's half million life insurance policy legally will go to pay off debt (they have at least a loader, excavator, and dump truck on loan) first THEN the rest will go into his living trust. Not touchable by government.

Add to this the fact that many advanced cancer treatment programs are not qualified under ACA plans.

So make sure you don't get cancer, it might not be covered.

n1 Duel.....n1.

This is something to keep in mind... The single payer system is not all that is cracked up to be. My parents applied thru the Cover Oregon exchange and were forced (because of their ages) into the Medicaid program putting a LOT of limitations on them. This includes all three of my siblings (21, 19, and 16). For dental care there is ONE PLACE you can go to that you have to DRIVE to to even be able to set up an appointment and you can only set up appointments between 1 and 4 PM... My 16 year old brother has seriously neglected his dental care (due to depression from a family death) and is just making the turn around and its been a nightmare getting all his teeth fixed.

Also they got one siblings SSN wrong so he's not even on the plan yet. He needs to have a cyst removed from his hand before this summer so that he can resume work.

And my parents (unless they sign their property over to me or another sibling) are going to lose their property when they die due to "Estate Recovery" clauses in the Medicaid agreement. Due to the nature and type of property they own it could instantly be turned over to the BLM.

And Pelosi denying yesterday that she even knows who he is when, in 2009, there's video of her talking about his work on Obamacare and even saying his name. Many saw it back then for what it was. And then that infamous "But we have to pass the bill so that you can find out what is in it, away from the fog of the controversy. "
I think the 'fog' has lifted for those that are really too stupid to vote.